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Personal Deposit Rates

Rates as of November 1, 2023

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Balances From To Interest Rate Annual Percentage Yield
$0.01 over 0.05% 0.05%

The Annual Percentage Yield (APY) listed is as of the date shown and is subject to change without notice.  This is a variable rate account, compounded monthly, and rates may change after opening. Fees may reduce earnings. APY is paid on the entire balance in the account.

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Balances From To Interest Rate Annual Percentage Yield
$0.01 $2,499.99 0.05% 0.05%
$2,500.00 $9,999.99 0.05% 0.05%
$10,000.00 over 0.05% 0.05%

The Annual Percentage Yield (APY) listed is as of the date shown and is subject to change without notice.  This is a variable rate account, compounded monthly, and rates may change after opening. Fees may reduce earnings. APY is paid on the entire balance in the account.

Statement Savings

Balances From To Interest Rate Annual Percentage Yield
$0.01 $99.99 0.00% 0.00%
$100.00 $2,499.99 0.05% 0.05%
$2,500.00 $9,999.99 0.10% 0.10%
$10,000.00 over 0.15% 0.15%

The Annual Percentage Yield (APY) listed is as of the date shown and is subject to change without notice.  This is a variable rate account, compounded monthly, and rates may change after opening. Fees may reduce earnings.    Certain types of withdrawals and transfers from a savings or Money Market account are limited by federal regulation to a combined total of six (6) per monthly statement period. If this limitation is exceeded twice within a rolling twelve-month period, your account may be closed. Please refer to your Account Agreement for more details. APY is paid on the entire balance in the account.

Investors Money Market

Balance From To Interest Rate Annual % Yield
$0.01 $24,999.99 0.25% 0.25%
$25,000.00 over 0.50% 0.50%

The Annual Percentage Yield (APY) listed is as of the date shown and is subject to change without notice.  This is a tiered/variable rate account, compounded monthly, and rates may change after opening. Fees may reduce earnings. Certain types of withdrawals and transfers from a savings or Money Market account are limited by federal regulation to a combined total of six (6) per monthly statement period. If this limitation is exceeded twice within a rolling twelve-month period, your account may be closed. Please refer to your Account Agreement for more details. APY is paid on the entire balance in the account.

Money Market

Balance From To Interest Rate Annual Percentage Yield
$0.00 $2,499.99 0.05% 0.05%
$2,500.00 $9,999.99 0.15% 0.15%
$10,000.00 $49,999.99 0.25% 0.25%
$50,000.00 over 0.25% 0.25%

The Annual Percentage Yield (APY) listed is as of the date shown and is subject to change without notice.  This is a tiered/ variable rate account, compounded monthly, and rates may change after opening. Fees may reduce earnings.    Certain types of withdrawals and transfers from a savings or Money Market account are limited by federal regulation to a combined total of six (6) per monthly statement period. If this limitation is exceeded twice within a rolling twelve-month period, your account may be closed. Please refer to your Account Agreement for more details. APY is paid on the entire balance in the account.

Certificate of Deposit Specials

Certificate Term Minimum to open and earn APY Interest Rate Annual Percentage Yield
24 Month $10,000.00 2.97% 3.00%
36 Month $10,000.00 3.46% 3.50%

*Annual Percentage Yield (APY) is effective as of March 22, 2023 and is subject to change without notice. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. A $10,000 minimum opening deposit. The 24 month CD is subject to the terms and conditions of a 1-1/2 year CD. The 36 month CD is subject to the terms and conditions of a 2-1/2 year CD.

Certificate of Deposit / Retirement Certificate of Deposit

Certificate Term Minimum to open and earn APY Interest Rate Annual Percentage Yield
6 Month $1,000.00 0.25% 0.25%
12 Month $1,000.00 0.45% 0.45%
18 Month $1,000.00 0.65% 0.65%
30 Month $1,000.00 0.65% 0.65%
48 Month $1,000.00 0.65% 0.65%
72 Month $1,000.00 0.80% 0.80%

The Annual Percentage Yield (APY) listed is as of the date shown and is subject to change without notice.  The APY assumes interest will remain on deposit until maturity.  Fees may reduce earnings.  A penalty may be imposed for early withdrawals before maturity.

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