Certificates of Deposit/Individual Retirement Accounts

Grow your investment faster with a CD or IRA

With a CD or IRA, you’ll know exactly what the return on your investment will be. Get a set rate of return and assurance that your funds are insured.* Select from a wide range of terms you short-or long-term savings and retirement goals.

*Subject to FDIC insurance limits

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CD Rate Specials


Maximize your savings with a Marathon Bank Certificate of Deposit (CD)! Choose from a variety of flexible terms to perfectly match your timeline and earn guaranteed interest rates. Open an account online today or visit any branch to start saving.

5.00% APY for 9 Months
4.25% APY for 15 Months
4.00% APY for 30 Months

To learn more about Marathon Bank’s other CD, Money Market, and Savings rates, please visit or Deposit Rates page.

Annual Percentage Yield (APY) is effective as of March 1, 2024 and is subject to change without notice. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. A $10,000 minimum opening deposit. The 9-month CD is subject to the terms and conditions of a 182-day CD. The 15-month CD is subject to the terms and conditions of a 1-year CD. The 32-month CD is subject to the terms and conditions of a 2-1/2 year CD.

Individual Retirement Accounts (IRAs)


For many, achieving financial security throughout retirement is the ultimate goal. We offer IRAs, including Traditional and Roth IRAs, designed to help you gain peace of mind about your retirement.

Traditional IRA

With a traditional IRA, contributions that you make may be fully or partially deductible, depending on your circumstances. In addition, the amounts in your traditional IRA are not taxed until they are distributed to you.

To learn more about traditional IRA accounts click here

Roth IRA

A Roth IRA is an individual retirement plan that bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Similar to other retirement plan accounts, non-qualified distributions from a Roth IRA may be subject to a penalty upon withdrawal.

To learn more click here

Simplified Employee Pension Plan (SEP)

A Simplified Employee Pension Plan can provide a significant source of income at retirement by allowing employers to contribute money to retirement accounts for themselves and their employees. A business of any size, even self-employed persons, can establish a SEP.

To learn more click here

Coverdell Education Savings Account (CESA)

A Coverdell Education Savings Account can help parents and students save for education expenses. Distributions are tax-free as long as they are used for qualified education expenses, such as tuition and fees, required books, supplies and equipment and qualified expenses for room and board.

To learn more click here

*For more information on retirement or education savings accounts, please consult your tax advisor to determine the right plan for you or your business.