Mobile Deposit

How Mobile Deposit Works

Making a mobile check deposit is easy, secure, and convenient. Complete the process by taking the following steps:

1. Log into your account through the Marathon Bank Mobile Banking app, and select "Deposit".
2. Click "Deposit a check".
3. Verify the account you want the check to be deposited into.
4. Enter the check amount.
5. Endorse the back of your check with the following:
   • Your signature
   • Mobile Deposit Marathon Bank
   • Date of Deposit
6. Take photos of the front and back of your check with your phone.
7. Review all information you provided, if everything is correct select “Make Deposit”.
8. You will now see an on-screen confirmation of your successful mobile deposit. Keep your check for 14 business days after the deposit is credited to your account before destroying to ensure there are no issues with your deposit. You can also see the status of you deposit by going to “View mobile deposit history”.
9. If there is an issue with your deposit it will be rejected and you will be sent an email with a rejection reason.

Mobile Deposit FAQs

What should I do with my check after making a mobile deposit?

• Keep your check securely stored for 14 days after your deposit has been confirmed in your account, and then destroy it. Refer to the Marathon Bank mobile banking app terms and conditions for additional details.

How do I make sure the check photo for mobile deposit is accepted?

• For the best mobile deposit photos, follow these guidelines:
  • Make sure you’re in a well-lit area.
  • Place your check on a dark-colored, plain surface.
  • Position your camera directly over the check (not angled).
  • Fit all four corners in the guides of your mobile device’s camera screen.
  • Take the photo, review, and submit.

When will my mobile deposit be available?

• Deposit received before 4:00pm CST are generally available the next business day. Refer to the Marathon Bank mobile banking app terms and conditions for additional details.

How much can I deposit?

• Standard Mobile Deposit limits are $3000 per check and $5000 per day. Refer to the Marathon Bank mobile banking app terms and conditions for additional details.