Rates Mortgage Lending

Rates as of February 29, 2024


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Mortgage Loans

Term Interest Rate Annual Percentage Rate Payment
15 Year Fixed 6.000% 6.174% $843.86
20 Year Fixed 6.250% 6.390% $730.93
30 Year Fixed 6.375% 6.481% $623.87
5/1 ARM (30 Year Amortization*) 7.250% 7.362% $682.18
7/1 ARM (30 Year Amortization*) 7.500% 7.614% $699.21

Rates listed are on a primary residence based on a loan amount of $100,000 for the term shown to purchase a single family home located in Wisconsin, with a loan-to-value of 80%, a credit score of 740, and borrower paid finance charges and closing fees. Annual Percentage Rates (APR) and interest rates may vary based on the terms of the loan selected, loan type, underwriting, credit history, down payment, and debt-to-income ratios. All rates are subject to change without notice.

* An Adjustable Rate Mortgage, or ARM, contains a variable rate feature which provides that the interest rate and payment and/or terms of the loan can change. After the initial fixed period, the amount of the monthly payment may increase. The payment examples are based on a fully indexed rate.

A fixed rate mortgage features an interest rate that will not change during the term of your loan, and the monthly payment will remain consistent for the term of the loan.

Your monthly payment may vary, and may include homeowner’s insurance and/or property taxes which could increase your monthly payment. All loans are subject to credit approval. Contact the Bank for more information.

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